Dear Editor,
The Mortgage Crisis in the United States is a huge issue and very relevant today. Homes are not selling, people are not able to afford their homes, and homes are selling for thousands lower than the purchase price. Foreclosures and repossessions are at an all time high. Since the economy and job market are so bad it makes it impossible for homeowners today. People are doing all that they can just to meet ends meet. And with gas prices on the rise all food and clothing are on the rise too making it harder to meet mortgage payments. Everyone must be well educated, have stable jobs or be rich from your own family to make it in the world. But for this Crisis to be solved the government will have to step in just as they did during the depression but step in quickly before this turns into another depression. People of today must be wise with their money and put some into savings. But they must also put their money into the economy and support local businesses. According to the article, it is important for the United States to totally reinvent America’s housing policies. The United States must completely reinvent housing policies to help save the global economy. According to the article the United States poorly regulates lenders. So I would say it is important for people to have most of the money upfront for a house. Some foreclosures and repossessions cost so little it is easy to get a bargain on a home. My intention is to bring about awareness about how awful the current housing market is in America. But also how quick it is to go into debt in America. It is important to be aware of all your economical situations. And it is important for Americans to invest in all types of business without going broke themselves.
I am appealing to all logos, pathos. I am appealing to logos because I have appealed to logic. I have appeared to logic by sticking to the facts about the mortgage crisis. I am appealing to pathos because this will appear emotional to some people who may be struggling in the mortgage crisis. And it may appear emotional to others who may not want it to happen to them either. I don’t have authority on the subject but it could easily be transformed into that. Because I have a personal story dealing with the housing crisis so if I inserted my experience with possible foreclosure and short sale. People will then think she knows what she is talking about because she has actually been through it. I tried to appeal overall to everyone not just the housing market maybe people who can’t afford the things they used to because of the bad economy. But I also tried to not focus on the negative aspects of this crisis because there are positives.